Commentary

As of 30 September 2025

Market Overview

  • NZ bond markets had a strong month and quarter due to moves lower in interest rates.
  • The NZ yield curve remains steeply positive shaped.
  • Credit margins have performed well, and supply/demand dynamics remain supportive.

Fund Commentary

The fund had strong returns for the September month (1.19%) and quarter (3.24%) and outperformed it’s benchmark the Bloomberg Credit Index which returned 0.95% for the month and 2.71% for the quarter. All NZ bond sectors performed well with credit the star performer.

The fall in rates was the main attributor of both absolute and relative performance with the fund positioned approximately 1.3 years longer than benchmark. The higher fund yield and roll down the steep yield curve should continue to support performance.

Performance

GoalsGetter Amova NZ Corporate Bond Fund
Open Close

Performance

at 30 September 2025
One month Three months One year Three years (p.a) Five years (p.a)
Fund performance1 1.10% 2.95% 6.10% 6.59% 1.77%
Appropriate Market Index (AMI)2 0.95% 2.71% 6.38% 6.82% 2.35%
  1. Returns are before tax and after the deduction of fees and expenses and including tax credits (if any).
  2. AMI: Bloomberg NZBond Credit 0+ year Index.

5 year cumulative performance $10,000 invested

Top 10 Holdings

Security Name Percentage
Housing NZ 1.534% 10/09/2035 3.61%
NZ Local Govt Funding Agency 150437 2.00 GB 3.15%
Insurance Australia Group Ltd 150628 5.32 Cb 2.82%
NZ Local Govt Funding Ag 3% 15/05/2035 2.77%
Rabo 5.31% 05/04/2029 2.60%
Westpac New Zealand Ltd 160932 6.19 Cb 2.50%
Christchurch City Hldgs 210532 4.82 Gb 2.44%
Housing NZ 3.42% 18/10/2028 2.38%
Dunedin City Treasury 101033 4.966 Lb 2.34%
Auckland Council 170639 5.745 Cb 2.30%