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This fund aims for more modest investment returns which grow steadily over time, keeping ups and downs to a minimum. The fund does this by investing mostly in bonds and cash, but also has a moderate exposure to shares.
Risk Indicator (volatility)
Target Asset Allocation
This number indicates the relative 'risk' level of this fund based on the types of assets it is invested in, ranging from level 1 (least risky) to 7 (most risky).
| Risk category | Description of volatility |
| 1 | Very low |
| 2 | Low |
| 3 | Medium |
| 4 | Medium to High |
| 5 | High |
| 6 | Very high |
| 7 | Extremely high |
The risk indicators are calculated using returns of the funds, the returns of the fund’s market index or a combination of both, for the previous five years. Index returns or a mix are used if the fund has existed for less than five years. All Managers are required to use the same methodology so you can compare the risk of different funds if you are researching more than one manager.
Hear from Alan Clarke, Portfolio Manager. In this video, he explains what an average day in his job looks like and how the GoalsGetter Amova Conservative Fund works.
| One month | Three months | One year | Three years (p.a) | Five years (p.a) | |
|---|---|---|---|---|---|
| Fund performance1 | 0.88% | 3.34% | 7.70% | 7.48% | 3.05% |
| Appropriate Market Index (AMI)2 | 1.03% | 3.63% | 8.38% | 7.61% | 3.54% |
AMI (appropriate market index) is a theoretical portfolio with similar underlying assets as the fund. This allows investors to see a comparison of how the value of those assets have changed in the market relative to the fund.
| Security Name | Percentage |
|---|---|
| JPM Global Select Equity X Acc USD | 4.39% |
| Life Cycle Concentrated Global Share Fund Class Z | 3.97% |
| Federal National Mortgage Association 151143 0.00 Tba | 2.37% |
| Japan Treasury Disc Bill 151225 0.00 Gb | 2.32% |
| NZ Government 150541 1.75 GB | 1.79% |
| NZ Government 2.75% 15/04/2037 | 1.65% |
| NZ Government 150534 4.25 Gb | 1.65% |
| United Staes Treasury Bill 290126 0.00 Gb | 1.60% |
| Federal National Mortgae Association 151143 0.0 Tba | 1.43% |
| Japan Treasury Disc Bill 130126 0.00 Gb | 1.20% |
Commentary
As of 31 October 2025
Market Overview
Federal Reserve and other central banks.
early in the month.
Fund Highlights